Professional articles

ביטוח דירקטורים

D&O vs E&O (and Other Liability Policies)

When navigating business insurance, two acronyms that often come up are D&O and E&O. They sound similar but serve very different purposes. D&O stands for Directors and Officers insurance, while E&O stands for Errors and Omissions insurance (also commonly known as Professional Liability insurance). It’s important for business owners and executives to understand the distinction between these coverages, as well as how other liability policies like EPLI or general liability fit into the picture. Here we’ll break down D&O vs. E&O and mention a few other related policies to clarify their roles.

Read More
ביטוח דירקטורים

Common D&O Claims Examples

One of the best ways to understand why Directors and Officers insurance is so important is to look at real-world examples of the kinds of claims it covers. D&O insurance responds to a variety of “wrongful act” allegations against a company’s leaders. These claims can come from different directions – shareholders, employees, competitors, regulators, and more. Below are some common D&O claim scenarios that illustrate how things can go wrong and how a D&O policy would help in each case.

Read More
ביטוח דירקטורים

How Much Does D&O Insurance Cost?

When considering Directors and Officers insurance, one of the first questions business owners and executives ask is: “How much will D&O insurance cost us?”. The answer can vary widely. D&O insurance premiums depend on several factors related to the company’s profile and the amount of coverage needed. Below, we break down the key cost factors and give some ballpark figures to help set expectations.

Read More
ביטוח דירקטורים

D&O Insurance for Private vs. Public Companies

Private companies (those not listed on public stock exchanges) include startups, family-owned businesses, mid-sized enterprises, and firms backed by private equity or venture capital. These companies typically have a smaller, more concentrated group of owners (founders, investors, etc.) and do not have publicly traded stock. However, that doesn’t mean their directors and officers are safe from lawsuits – private firms can and do get sued frequently. The types of claims private company directors might face include.

Read More
ביטוח דירקטורים

D&O Insurance for Startups and Tech Companies

Technology startups and innovative high-growth companies face a unique mix of opportunities and challenges. Along with the excitement of disruption and rapid scaling comes a heightened level of risk – and this extends to the personal liability of the people steering the ship.

Read More
ביטוח דירקטורים

Why Do Startups Need D&O Insurance?

Startup founders often assume that Directors and Officers insurance is something only large or publicly traded companies require. It’s a common question: “Is D&O insurance really necessary for a startup?” The answer is a resounding yes – even early-stage and private companies can face serious legal claims against their leaders. In fact, securing D&O coverage is one of the smartest moves a startup can make to protect its future. Here’s why D&O insurance is so important for startups.

Read More
ביטוח דירקטורים

What Is D&O Insurance?

Directors and Officers (D&O) insurance is a specialized type of liability insurance designed to protect the personal assets of a company’s leaders in the event they are sued for decisions made in their corporate roles. In simple terms, D&O insurance shields directors and officers of a business (which can include executives, board members, and other key leaders) from financial loss if they face claims related to their management actions.

Read More
ביטוח לחברות מדיה ומולטימדיה

Media Liability vs. Professional Liability (E&O)

Media liability insurance is actually a specialized subset of professional liability insurance (also known as Errors & Omissions insurance). Both types of policies protect against lawsuits alleging you did something wrong in a professional context, but they cover different kinds of “wrongs.” It’s important to understand how they differ, especially if you already carry a standard E&O policy for your business and wonder if that is enough to cover media-related risks. Here’s a comparison to clarify the distinctions.

Read More
ביטוח לחברות מדיה ומולטימדיה

Media Liability Claims Examples

Understanding real-world examples of media liability claims can illustrate how easily content can lead to legal trouble. Media-related lawsuits have been on the rise for years, affecting everyone from major celebrities to small businesses and individual bloggers. Even high-profile figures have faced such claims – for instance, Oprah Winfrey famously fought a defamation lawsuit in the 1990s after comments on her talk show about beef safety upset cattle ranchers (She ultimately won the case, but not without significant legal expense and publicity)

Read More
Media Liability Insurance

Media Liability Insurance Coverage: What’s Covered?

Media liability insurance policies outline specific types of claims they will cover, all centered around the content you produce. At their core, these policies protect against legal claims that your material caused some form of harm to a third party. Here are some common perils and claims that media liability insurance typically covers:

Read More
ביטוח לחברות מדיה ומולטימדיה

Who Needs Media Liability Insurance?

Media liability insurance isn’t just for big publishing houses or television networks. In today’s content-driven world, a broad range of businesses and professionals should consider this coverage. Nearly every organization that produces public content faces some level of media liability risk. Here are some of the key businesses and individuals who typically need media liability insurance.

Read More
ביטוח לחברות מדיה ומולטימדיה

What is Media Liability Insurance?

Media liability insurance is a specialized form of professional liability coverage that protects individuals and organizations against lawsuits stemming from the content they create, publish, or broadcast. In essence, it acts as a safety net for media companies, advertisers, and content creators by covering legal costs and damages if someone claims the content caused them harm (for example, through defamation or copyright infringement).

Read More
Skip to content