A single error — whether it impacts a patient, a business partner, or critical data — can expose the lab to significant legal and financial consequences. At Lamda, we offer tailored insurance solutions for medical research laboratories, backed by deep knowledge of the sector and its regulatory demands.

What Are the Key Risks for Medical Research Labs?

  • Errors in research processes or documentation that result in downstream harm
  • Non-compliance with clinical, ethical, or regulatory standards
  • Breaches of sensitive data such as genetic or medical information
  • Legal claims from partners, institutions, or pharmaceutical companies
  • Operational mishaps that cause damage to property, equipment, or personnel

Recommended Insurance Coverage

Tech Errors & Omissions Insurance (Tech E&O)

Covers research errors, inaccurate data interpretation, or breaches of contract with collaborators.
Includes protection against claims from academic, commercial, or regulatory entities.
Policies are tailored based on your lab’s specific research areas and methods.
Also covers incidents without proven negligence, as long as damage occurred.

Cyber Insurance

Ideal for labs handling sensitive genetic or medical data.
Covers data breaches, ransomware, theft of medical records, and unauthorized access.
Includes rapid response, legal counsel, and system recovery services.
Lamda policies can be extended to meet GDPR, HIPAA, and other regulatory standards.

General Liability Insurance

Protects against physical injury or property damage to third parties, including lab visitors and contractors.
Also covers equipment failure that causes harm or financial loss.
Policies are structured based on your lab’s operations: testing, research, development, or simulations.
Especially relevant for labs working on external sites or under subcontracting agreements.

Employers’ Liability Insurance

Covers injuries to employees caused by lab conditions, including chemical or biological exposure.
Crucial for labs working with radiation, sensitive compounds, or complex equipment.
Includes protection against claims by former employees or their families.
Lamda offers full compliance with strict occupational safety regulations in life science environments.

Directors & Officers Insurance (D&O)

Provides personal protection for lab executives and board members.
Covers regulatory violations, ethical breaches, and managerial errors.
Includes legal costs, regulatory investigations, and reputational damage mitigation.
Our team helps craft tailored D&O coverage based on your lab’s structure and risk profile.

Our Legal Team Has Your Back

At Lamda, insurance is just the beginning.
Our in-house legal department deeply understands the regulatory framework surrounding healthcare and research.
We assist in designing insurance programs that meet the expectations of institutions, partners, and investors — and stand strong when a claim arises.
You’re not just insured — you’re supported.

What Should You Check Before Choosing a Lab Insurance Policy?

  • Does the policy cover clinical or experimental testing?
  • Is it aligned with both local and international regulatory requirements?
  • Are there extensions for sensitive equipment, theft, or indirect damage?
  • Can the policy include research partners or academic institutions as additional insureds?
  • Is legal and PR support included in case of a cyber or data breach?

Why Work With Us?

  • Experience with Life Sciences, Research Institutes, and Academic-Industry Partnerships: We speak the language of science — and the language of insurance.
  • Fast Turnaround on Insurance Certificates and Grant Requirements: Including custom certificates for research funds, investors, and public institutions.
  • Tailored Solutions for the Unique Risks of Sensitive Research Labs: We address licensing, regulatory compliance, and cross-border research requirements.
  • Technical and Legal Teams That Guide You Throughout: From initial planning to claim management — Lamda is with you every step of the way.